Don’t Set Yourself Up to Fail on Your Personal Budget

The majority of people have created a budget and will know that this is the easy part. What’s hard is sticking to it. However, following a budget might be easier than you think – as long as you aren’t setting yourself up to fail. Here are some things you can fix so that you stick to budget:

Budget for fun

Budgeting for fun is essential because otherwise you’ll blow your chance the first time you bump into a friend or are invited out. Allocate some money towards socialising.

Expect the unexpected expenses

There will always be costs that you weren’t expecting, but if you budget for this then you should have some funds to cover you when these expenses pop up.

Tweak the budget

You’ll never create a perfect budget in the first month because you’re likely to forget a bill. Budgets take time to develop, so stick with it and tweak it as you go along.

Source: http://www.lifehacker.com.au/2013/07/why-personal-budgets-fail-and-what-you-should-do-instead/

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